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Fully Comprehensive, Third Party Fire And Theft Or Third Party Only.....
What Is The Difference?
There are 3 types of car insurance cover which we will outline as follows:-
Fully Comprehensive Car Insurance is cover for all and any insurance accident that may occur. It will cover both you, and any party involved in the accident for any damage over and above your voluntary excess, (see explanation below). It means you have insurance cover regardless of the circumstances of the accident subject to the terms of the policy.
Third Party Fire And Theft Car Insurance is cover for any persons and properties other than yourself if involved in an accident as well as cover against total loss through theft or fire. This means for example, if you hit a tree and damage your vehicle, you will have no course to claim. If you hit someone else's vehicle and it is found to be your fault, then they will get their damages covered under your insurance, but you will not.
Third Party Only is cover the same as Third Party Fire And Theft only without any fire and theft cover.

Why Get a Quote From An Insurance broker? An insurance broker will already have a relationship with numerous insurance providers. The broker will therefore have relationships and specialised knowledge that enable him to obtain competitive quotes from a number of reliable insurers. 

What Is Voluntary Excess? Voluntary excess is the amount you are prepared to pay out of your own pocket as an uninsured loss. So if your voluntary excess is £200.00 and you claim for £1000.00 of damage you will pay the first £200.00 of that amount and the rest will be paid by you insurer. Rule of thumb is the higher amount you are prepared to pay, the less your insurance premium will be.

Why Get My Car Insurance Online? A company offering online insurance quotes will pass on some of the savings they make if you apply via the internet. They can do this as the internet part of their business requires minimum staff who can be located in low cost area's geographically so the cost of the service to you is low. As such a discounted premium can be offered to you the customer.

Is it safe to give all this personal information Over The Internet? In a nutshell yes. When you click on our "APPLY" button you go through to the relevant insurance providers website. This is hosted on a secure server and they are bound by the data protection act to ensure your details and any information you give them are secure.

What about Insurance Cover If I Drive Abroad? Many fully comprehensive motor insurance policies offer this as standard if you are going to a EEC country. We advise however you check the terms and conditions any all other details if you are concerned. If you are still unsure contact your insurer before taking you car abroad.

Should I Get The Legal Cover Offered With The Car Insurance Policy and If So Why? Just about every insurer will offer you legal expenses cover as an addition to your motor policy, we would advise you take this up. If  you are involved in an accident that results in any sort of compensation claim, the legal cover means representation will be provided for you.

Who Do I Contact If I Have An Accident? When you take out an online insurance policy for you vehicle you will receive all the necessary details including how to contact your insurance provider in the event of any accident or query.

Today's Car Insurance market is a very opened up, yet complex place to research alone for the best UK car insurance policy. Along with the high street car insurance broker, there are now numerous online providers offering a car insurance quote that is quick and easy to follow. There are many ways of going about obtaining the best car insurance quote for you, and the price differences can be  dramatic.

We recommend  you obtain several quotes from our list of insurers before making a final decision, as now has never been a better time to look for the most competitive car insurance quote. All the companies listed here at compare group's UK car insurance site are reputable, reliable and we believe working to very high levels of customer service. We are also certain that in the unlikely event of an accident, you will find the claims process both quick and simple, as again all our featured car insurance providers set a very high standard in service to you.

There are both insurance companies and car insurance policies in today's marketplace that specialise in attracting specific types of motorists, and not all of them are looking for you to have a perfect no claims record.  There are in fact several insurers featured on this site who specialise in getting people car insurance when there no claims history is poor. On another note did you know Aviva  now offer car insurance polices specifically for female drivers. Here at compare group's car insurance pages we have tried to find a list of 10 of the best car insurance companies and brokers who can offer people from all walks of life both a first class insurance service, and a competitive quote. We have also indicated where certain insurers or brokers offer a more specialised service based on your circumstances.